Congress has some of the best health insurance in the country. I'd wager it's twice as good as whatever your husband has. It's better than the insurance normal federal employees get.

I have never had a bad experience with the DMV. I've always had helpful people assist me there. They've automated so much that I can do most things from the comfort of my own home now. The last time I actually had to go there; I was in and out in 10 minutes. Maybe it's different in some states; but here in Mass, it's modern and works just fine.