apocalypsos: (Default)
[personal profile] apocalypsos
So I run down to the store for a couple of things -- soda, candy, etc. -- and I used my debit card for a twenty dollar purchase. Declined.

Well, hell, it's happened here before. Now I'm starting to think my card is screwed up. So I run to the ATM to check it out.

I should in theory have the eighteen bucks and change I already had in there, plus the fifty bucks in UC I got deposited yesterday, minus ten bucks for the gas I bought yesterday. My current balance is listed as sixty-eight bucks and some change. My available balance? Negative fifty-four cents.

Now, I know I haven't spent that, so I roll around to the drive-through -- the lobby was already closed -- and I ask for a copy of my statement. According to THAT, I have a fifty-four cent debit because I ran to the post office the other day and had no change on me.

Common sense says somebody entered something into the wrong line/the computer is reading the wrong line. The girl at customer service, instead, tells me it's probably because of the gas and how the gas stations hold bigger amounts and all, which ... I KNOW. Except instead of a round number with no cents like they've normally held on me before, my balance is the exact negative of my latest debit.

Basically, what it all adds up to is me wanting to shake some poor bank teller until she cries uncle.

*seethes*

Date: 2009-09-10 09:29 pm (UTC)
From: [identity profile] moonpupy.livejournal.com
This (the gas station bullshit) happened to us a fourple of years ago. We raised a stellar stink about it at the bank what issued us the debit card. Now they only allow the gas stations to tag us for $1.00 to prove the acct exists.

Sometimes it pays to be the bitch. A polite bitch, but a bitch none-the-less.

Date: 2009-09-10 09:56 pm (UTC)
ext_14888: Yummy (Default)
From: [identity profile] angels3.livejournal.com
Gas stations hold 50.00 anytime you make a debit purchase until the actual purchase price goes through.

Date: 2009-09-10 09:57 pm (UTC)
From: [identity profile] apocalypsos.livejournal.com
Yeah, but even with the amount I paid for the gas, I should still have eight bucks in there if that had been what they took out.

Date: 2009-09-10 09:58 pm (UTC)
From: [identity profile] scary-being-me.livejournal.com
I had a gas station put a $3700 hold on my card because I bought #37 worth of gas.

It turned out to be an error and was cleared up in a couple of days; but I had no money for those days.

Date: 2009-09-11 01:46 am (UTC)
ext_76: Picture of Britney Spears in leather pants, on top of a large ball (Default)
From: [identity profile] norabombay.livejournal.com
Did you see the post about this over at slacktivist?

http://slacktivist.typepad.com/slacktivist/2009/09/same-to-you-buddy.html

Basically, GRRRRR.

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