Hey, I know what that is. It's that thing that people at banks laugh at me for applying to get.

[apocalypsos]

I really need to see about getting a credit card from somewhere. I don't even care if the credit limit's five bucks at this point, because when I need something like this and the only thing stopping me is that the site only takes credit cards, that fucking sucks.

On the other hand, I am now the proud owner of a pair of black suede high-heeled almost-knee-high boots. Er, would it be a good excuse if I claimed I bought them for Winchestercon? *shifty eyes*

I also got a new cell phone. It's just a Tracfone, although it's nicer than the one I had before. I accidentally brought the other one to work a month ago, and we're not supposed to. I turned it into security and they've been giving me shit about giving it back ever since. There's only five phone numbers on it, for crying out loud, and it's not even a camera phone, but they've been telling me, "Oh, ask your supervisor about it." (My supervisor's response? "... the fuck? They're not supposed to do that.) Eh, screw it. I'm not going to get into a fight over a twenty-dollar phone I can just replace.

I think I'm going to try to tempt the synopsis out of my brain by clearing my mind and letting Sean tell his own damn story. Not like I can really use it as a synopsis, but what the hell? It's worth a shot.

I've been waiting all day for the Project Runway rerun and my Bravo is currently a green screen. BOOOOOOOO. *shakes fist*

Comments

[deanbear25.livejournal.com]

If you have a checking account you should be able to use your debit card as long as it has a visa or mastercard logo on it. If not try capital one they are pretty good and have decent rates.

Sorry to hear about your phone.

And glad to see a fellow Project Runway fan.

[apocalypsos.livejournal.com]

I don't have a debit card. I'm irresponsible enough about money without one. (See: Those boots. *cuddles them*)

[tabaqui]

Oh but see - a debit card is actually like a check. You can only 'charge' what you have in your account. If your account won't support the card, it's declined. *nothing* like a 'real' credit card except you *can* use one online.

We also got one through pay pal without even asking for it, and you can put money from your bank account on it. Otherwise, it has no actual credit on it at all, unless you sell things online and the buyer pays you through pay pal.

[mercymydarling.livejournal.com]

PayPal gives everyone credit cards. I got one, which is mildly miraculous. Dude, even Wal*Mart laughs at me when I apply. *g*

[mutelorelei.livejournal.com]

If you just need it for one or two purchases, you can get a temporary pre-paid credit card. One I've used is webcertificate.com, but I'm sure there's like a bajillion more. You put in numbers online just like a credit card (in this case, Mastercard), you just don't have a physical card in your hand, although you can pay extra to get one. If that site doesn't let you subtract the money from your bank account directly, another one should.

[beanside.livejournal.com]

Ooooh, boots. I'm still looking for a nice pair of cowboy boots in Wide width that won't cost more than my car insurance payment. *nod*

What? We're going to be in Nashville. I want a pair of cowboy boots!

[paddle-slut.livejournal.com]

*laughs* i guess you're vain like i am, cause i want some high heel boots for the con too...got any suggestions......i need to find something that's going to fit my calves *grumbles* goddamn skinny people

[apocalypsos.livejournal.com]

Oh, I've been wanting black suede high heel boots for AGES. They got with my black suede duster, so that, stockings, a mini-skirt, and a cute little top, and I'll be set if we go out to party one night. ;)

The ones I found were only twenty-two bucks at Wal-Mart, but they're the only ones I've seen lately. What I really want are black suede Pretty Woman-high hooker boots. I mean, yeah, hooker boots, but OMGYES.

[paddle-slut.livejournal.com]

well im glad you found something you like, but the only problem with those for me is that i don't have skinny calves, & i can never find a pair of highheel boots that actually close around my calves...

...can't wait to see you in them though, they sound really cute

[teenygozer.livejournal.com]

When I first started out on that long road to the American Way of Life known as "deep in debt", after I got a job, I got a credit card from Lord & Taylors (any dept. store will do, and they will all happily give you a card to get you to shop in their store.) I used that and paid it off as I went along. After a little while, the big credit card companies started sending me invitations to apply for their cards. I think what I'm saying is, start small (any retail establishment's card) and wait for Visa, Mastercard, and Discovery to come to you. At some point you're going to want them to stop showering you with their damned envelopes begging you to apply and you're going to have to start using their enclosed stamped, self-addressed envelopes to send back their applications with "remove this name and address from your database" scrawled on them.

Below you said you were "irresponsible enough w/o a debit card" -- Join us! JOIN US as we wallow in debt! Aren't you a PROUD AMERICAN? A debit card is incredibly useful, but yeah, you do have to be responsible. (Actually, I paid off two credit cards since I got my new job in April and am almost paid down on the third and last one.)

[scary-being-me.livejournal.com]

I was anti-credit card for a long time. I wouldn't apply for one.

When it finally got to the point where you can't do anything without one; I got a secured card. You give them $100 and they give you a $200 credit limit. After using (and paying it faithfully) for a while; I got a regular card and got rid of the secured. You get your $100 back with minimal interest.